Do Homebuyers Have to Bid Over List Price? Maybe

Paying more than list price is roughly twice as common as it was before the pandemic, but it still isn't a must for buyers to succeed in the hot housing market.

THE BALANCE MORTGAGE REVIEWS

The 10 Best Mortgage Lenders of 2021

Choosing the right mortgage loan can make a big difference in your homebuying experience. The following lenders can help you get the most from your mortgage.

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Average Credit Card Balance Sinks During Pandemic

The average credit card balance is the smallest it's been in at least 11 years, according to TransUnion data. This chart shows the dramatic dropoff during the pandemic.

Learn How to Rebuild Your Credit After Long-Term Unemployment

After being unemployed for several months, even years, your credit score may have suffered. Here are some ways to get your back on track.

Hitting the Road This Memorial Day? Be Ready to Pay

2014 - That's the last time gas prices were this high for Memorial Day weekend, putting a crimp in the wallets of millions of people planning to hit the road in the days ahead.

Considerations When Comparing Health Care Plans

Choosing your health insurance plan for the year will have profound consequences. Learn factors to consider as you shop for coverage, and how they will impact you.

5 Important Steps for Buying a Second Home

Considering buying a second home? Learn five steps you can take to ensure you're making the right decision and what factors you should consider.

Do Discount Points Really Make Your Mortgage Cheaper?

Discount points are intended to lower your mortgage interest rate. Sometimes, discount points end up costing more for mortgage applicants than the money they save.